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\n王美鳳指出,壓力測試放寬前,計法以目前按息假定上升3厘後,供款佔入息比率不超於60%;現時放寬壓測後,計法以目前按息假定上升2厘後,供款佔入息比率不超於60%。以貸款額500萬,30年期為例,壓力測試假定升幅由3厘調低至2厘後,最低月入要求由47971元降至42845元,降低10.7%,入巿門檻即時降低,有助巿民上車置業。
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