\n
\n金管局回覆查詢時表示,已即時與銀行跟進,要求採取有效措施保障客戶利益,加強與客戶溝通,徹查事故成因。根據《銀行營運守則》,若持卡人信用卡賬戶被其他人用作未經授權交易,而持卡人並無任何欺詐或嚴重疏忽行為,他們不需為未經授權交易承擔責任。金管局數字顯示,今年共收到348宗信用卡未經授權交易投訴,去年全年則有329宗。
渣打昨日表示,一直有監察可疑信用卡系統及機制,近日發現相關交易有上升趨勢,而未經客戶授權的信用卡交易,客戶毋須負責,銀行正積極跟進。此外,客戶受信用卡退款保障,在保障條款下經銀行核實的非授權信用卡交易,銀行將主動安排退款,客戶無須急於致電銀行或到網上理財查詢及跟進。
\n\n消委會表示,過去兩日共接獲4宗信用卡懷疑被盜用的投訴個案,正與相關銀行聯絡,並會盡力調停。
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